What does your rental home return?
Work out the gross and net return on your rental home, with an indicative box 3 calculation.
Indicative and simplified — not tax advice. Box 3 is approximated on a deemed-return basis using the official property value; actual return and the 2028 regime may differ. The tax-free allowance and financing are left out of account.
Steer on the return that's left
Gross return says little; only after costs and tax do you know what your home really returns.
Gross
A quick first indication: annual rent against the purchase value.
Net
After maintenance, insurance and management — closer to reality.
After box 3
The deemed-return levy included, so you see the net result.
Indicative and not tax advice. In the Protiva platform you track your actual return automatically from your rent and cost flows, with a switchable box 3 / corporation tax model.
Frequently asked questions
What is the difference between gross and net return?
Gross return is the annual rent divided by the purchase value. Net return deducts the annual costs (maintenance, insurance, management). After the box 3 levy you are left with the net return after tax — the amount that really remains.
How is box 3 calculated here?
Indicatively and on a deemed-return basis: a notional return is assumed on the official property value, on which the box 3 rate is levied. This is a simplification — actual return, the tax-free allowance, financing and the coming 2028 regime can all change the picture.
Is this tax advice?
No. This tool gives an indication so you can get a quick feel for the return. For your tax return and planning, a tax adviser remains in the lead. In Protiva you track your actual return from your own rent and cost flows.
Track your return automatically in Protiva
Rent, costs and tax in one overview — always current, per property and per portfolio.